Is Your Home Ready For The Fall?
Posted: September 16, 2016
For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
How To Avoid Getting A Flat Tire
Posted: August 15, 2016
A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...
7 Most Common Mistakes People Make When Buying Insurance
Posted: August 3, 2016
It might not surprise you to hear that I love talking to people about their insurance. Everyone has a different set of needs, and there are so many options available. One thing I don’t love is hearing that someone experienced a financial loss because they had the wrong insurance. Over the years, I’ve discovered that there are 7 most common mistakes people make when acquiring...
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...