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C.W. Howard Insurance - Butler, Pennsylvania

C.W. Howard Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Butler, Seven Fields, Cranberry, Pittsburgh, and All of Pennsylvania

Jeff
Jeff Howard, President

We don’t work for an insurance company. We work for you.

As an independent insurance agency, we aren’t bound by one insurance company but are free to shop multiple providers to customize the best plans for our clients.

We have relationships with a large number of quality companies who provide an array of coverage options, and we will assist you in making proper coverage decisions. The coverage we provide includes auto insurance, home insurance, business / commercial insurance, and life insurance.

Clarence W. Howard founded C.W. Howard Insurance Agency in 1951. The insurance agency has served Butler and Western Pennsylvania for three generations.

Each member of our team is dedicated to ensuring the best service is received by each client. Each team member also works toward achieving each of the points of the C. W. Howard Insurance 14 Points of Culture.

Read what satisfied customers have said about C.W. Howard Insurance.

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Pennsylvania Insurance Quotes

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

A Guide to LLC Insurance for Small Businesses

Posted: March 19, 2025

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events.  Why Do LLCs Need Business Insurance? While LLC...

The Difference Between Condo Insurance & Home Insurance

Posted: March 16, 2025

Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to the condominium association. Therefore, insurance coverage is different for this type of dwelling.  What Types...

5 Essential Compliance Tips for Restaurant Owners

Posted: March 4, 2025

Running a restaurant is a complex task that requires managing staff, pleasing customers, and marketing to keep customers coming in. Amid the daily hustle, compliance with regulatory requirements can slip down the priority list. Overlooking these requirements can lead to serious financial and legal consequences that can jeopardize your business. The following five essential compliance tips can help restaurant owners navigate this complex landscape: Understand...

How Does My Credit Score Affect My Insurance Rates?

Posted: March 2, 2025

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider.  Another area where credit score plays a critical role is in determining...